At the start of the year, the retired real estate investor is rarely thinking in terms of “big moves”.  Instead, they’re more likely to be thinking in terms of control, predictability, and optionality. With the prior year still fresh in their minds, questions surface such as: ·         What repairs came out of nowhere? ·         How much tax did I actually pay? ·         Which properties felt like assets – and which felt like obligations? ·         How much effort did the por

Roth conversions are often an end-of-the-year exercise because the decision hinges so much on knowing your actual marginal tax rate – and that’s something you may not be able to accurately estimate until most of the year has played out. However, it may be surprising to learn that early-year conversions may be more beneficial in the long-run.  This has to do with the fact that markets go up over time although there’s no guarantee of this in any given year. For example, if you

On the 4 th  of July, in between the hot dogs and fireworks, there may be a few history buffs out there who pull out their copy of The...

The evidence is all around; more out-of-towners are taking up full-time residence and retiring in Auburn, Alabama. On the verge of...