Retirement Income Planning for
Real Estate Investors
Important questions to consider:
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How does rental property fit into my retirement plans along with other assets?
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Are my rental properties performing to my expectations?
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What options do I have as I approach older age?
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Are there strategies to manage taxes if I decide to sell?
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How does leaving real estate to beneficiaries work?
Unique Issues Impacting Retirement for Real Estate Investors
Not Setting Goals
Beginning with the end in mind is generally good advice in most areas of life and it's certainly appropriate when it comes to investing in real estate.
Having a clear understanding of how real estate fits into your overall financial plan can help to maximize the long-term benefit of your investments.
Limited Advice
We understand that almost 30%* of the nation's wealth is tied up in real estate.
While we do not advocate for a universal approach to owning investment real estate, if you do own these assets, we believe your rental property should be an integral part of your overall financial strategy.
*Source: Visual Capitalist - August 2023
Not All Financial Advice is Equal
Has a financial advisor ever offered advice on your rental property without you asking? And when they responded to your question, did you feel fully advised?
Your hard work in building your family portfolio, including rental property, deserves respect.
Going It Alone
Those who successfully invest in rental real estate are often smart and resourceful people, but you don't have to do it alone.
Fitting your real estate into your retirement plans, knowing your options, learning strategies to manage taxes should you decide to sell are good reasons for not going it alone as you age.
Our Comprehensive Approach
We use a proprietary cash flow analysis utilizing client information and tax returns to measure investment properties' potential performance and impact on your overall financial situation.
We identify methods to minimize your tax burden within the permissible limits of the Tax Code. This may involve identifying tax-favored investments or account types to reduce taxation on ordinary income, long-term capital gains, and investment income.
We do not provide direct assistance in selecting specific properties. That responsibility lies with you and your real estate broker or professional advisor.
We offer advice and guidance at the concept and strategic level of real estate planning, where we help you assess the potential impact of different options you're considering, and how this impacts your overarching financial strategy.