If you own investment real estate, you've probably had this thought at some point: "I could never get a rate like this again — I should just hold on." It's one of the most common reasons investors give for keeping a property. It's also one of the least examined. A low rate feels like a reason on its own. But a rate is just one input into a much bigger equation, and when it's the only input you're looking at, it's easy to miss what your equity is actually doing for you. Here's how to think it...

It’s common for those who are nearing retirement to assume their taxes get simpler in retirement. They often get more complex – and more expensive – because of what gets overlooked. Before we get started, I am a flat-fee financial advisor who helps people retire in Alabama, Georgia, and across the country. Check out my blog for more financial insights for retirees and near retirees. And now, on to the blog! Here are three of the most common (and costly) misses I see: 1. Real Estate...

Having a 401(k) plan is a great benefit, but as a participant, it's not always clear how to make the most of it. Here's everything you need to know to begin maximizing your participation in KIA Georgia 401(k). Before we get started, I am a flat fee financial advisor in Georgia and Alabama, serving employees of local companies in those states and across the country. Click here to join my Substack and receive updates when I publish other blogs about KIA Georgia retirement benefits and other...